AvailableFrom£229,995
- Type
- Apartment
- Bedrooms
- 1–2
- Completion
- Off-plan
EuropeCore market
Property Investment in the United Kingdom
The UK pairs a transparent legal system and a mature mortgage market with consistent tenant demand in its major cities. From our head office in Manchester, we focus on the regional cities where entry prices and rental demand make the numbers work.
- For sale
- 5
- Prices from
- £229,995
- Stamp duty surcharge for non-UK residents
- 2%
- Surcharge on an additional home, from 31 October 2024
- 5%
New-build and off-plan property for sale in the UK.
Price lists, floor plans and payment plans on request.
- PrivateFrom£275k–£300k
- Coming soonFrom£328,115
- Type
- Apartment
- Bedrooms
- 1–2
- Completion
- Q3 2028
- PrivateFrom£400k–£425k
- Sold outPrice on request
Manchester, United Kingdom
One Port Street, Manchester
Completed apartments in Manchester’s Northern Quarter
- Type
- Apartment
- Bedrooms
- 1–3
- Completion
- Q1 2026
- PrivateFrom£425k–£450k
- AvailableFrom£250,000
Manchester, United Kingdom
Obsidian, Manchester
Studios to three-bedroom apartments in Greengate, Salford
- Type
- Apartment
- Bedrooms
- Studio–3
- Completion
- Q4 2026
- PrivateFrom£425k–£450k
- AvailableFrom£250,000
Manchester, United Kingdom
Kingfisher, Red Bank Riverside
Apartments in the Victoria North regeneration, Manchester
- Type
- Apartment
- Bedrooms
- 1–3
- Completion
- Q2 2028
- PrivateFrom£550k–£600k
- PrivateFrom£1.5m–£1.75m
New United Kingdom launches, as they are released
Be told the day a new United Kingdom development opens.
Can foreigners buy property in the UK?
Yes. There are no restrictions on foreign nationals buying homes in England and Wales. You can hold title in your own name or through a company, and you pay the same price as a UK buyer, with a stamp duty surcharge if you are not UK resident.
Read the ownership guideMost houses
Freehold
You own the building and the land outright, with no end date, registered at HM Land Registry.
Most apartments
Leasehold
A long lease, often 125 to 999 years, from the freeholder, with a service charge. New long leases granted since June 2022 carry no ground rent.
For some investors
Through a company
Some buy through a UK limited company for tax reasons. An overseas company must first register on the Register of Overseas Entities. Take tax advice before you choose.
What does it cost to buy in the UK?
A new-build apartment in England
Buying costs£22,0008.8% of the price · £272,000 all in
- Stamp Duty Land Tax£2,500
England’s bands: 0% to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5m, 12% above. HM Revenue & Customs
- Additional home surcharge£12,500
5% on every band if you already own a home anywhere in the world. HM Revenue & Customs, from 31 October 2024
- Non-resident surcharge£5,000
A further 2% on every band if you are not UK resident. HM Revenue & Customs, from April 2021
- Conveyancingabout £2,000
Searches, the contract and registration at HM Land Registry. Continental estimate
Rates as at January 2026. Taxes and fees change and contracts decide who pays what, so we confirm the figure for your property before you commit.
While you own
- Service charge
- For apartments, set by the building’s managing agent each year.
- Council tax
- Usually paid by the tenant while the property is let.
- Tax on rental income
- UK income tax. Overseas landlords join HMRC’s Non-Resident Landlord Scheme, or the letting agent withholds tax.
- Capital gains tax
- Non-residents pay UK capital gains tax on UK homes, reported and paid within 60 days of completion.
Buying in United Kingdom, from reservation to keys
An English purchase runs through a solicitor from the first payment, and stamp duty is settled at completion.
- 1
Reserve
A reservation fee takes the apartment off the market and is credited at completion. Most developers keep some or all of it if you withdraw.
- 2
Instruct a solicitor
Before any money moves, your solicitor verifies your identity, your source of funds and your source of wealth, then reviews the contract and the lease.
- 3
Exchange contracts
You sign and pay the exchange deposit, and the long-stop date for the building is fixed. From here both sides are bound.
- 4
Wait for the build
Off-plan deposits sit in a solicitor’s client account or under the warranty provider’s protection. An independent snagging inspection comes before handover.
- 5
Complete and pay stamp duty
You pay the balance and stamp duty, with the 2% non-resident surcharge and the 5% higher rates if you own a home anywhere, and are registered at HM Land Registry.
- 6
Let it from abroad
Your agent registers you under HMRC’s Non-Resident Landlord Scheme. Tenancies are periodic under the Renters’ Rights Act 2025.
Start with a call
A call with an adviser: what you want the money to do, and which developments fit.
Book a call
Our United Kingdom team in Manchester
Not sure which route, or which development, suits you?
A senior adviser who buys in United Kingdom will reply, usually the same day.
Not in United Kingdom? We show you any development live on video, and you can reserve, sign and pay from home. Buying from abroad
Does buying property in the UK give you residency?
No. Owning a home in the UK gives no right to live there, and the investor visa closed in 2022. Visas follow work, talent or a business, not property.
Innovator Founder visa
For an experienced founder starting an innovative business in the UK, endorsed by an approved body.
Global Talent visa
For leaders and emerging leaders in research, the arts, digital technology and similar fields.
UK Expansion Worker visa
Part of Global Business Mobility, for a senior employee sent to set up an overseas company’s first UK branch.
Where to buy in United Kingdom.
The areas where our United Kingdom developments and guides are concentrated.
Loading the map
The United Kingdom property map: 5 developments, 18 transport links, 4 schools, 3 hospitals and clinics, 12 beaches, courses and districts and 13 projects coming. Open the United Kingdom property map
United Kingdom or somewhere else?
The five things investors weigh between markets, side by side. Choose a market to compare.
Compare with
| United Kingdom | Spain | |
|---|---|---|
| Homes from | From £229,995 | On request |
| Who can own | No restrictions. Freehold or leasehold in your own name. | On the same terms as Spanish citizens, with an NIE. |
| Buying costs on £300,000 | About £28,000 (9.3%) | About £40,230 (13.4%) |
| Tax on rent | UK income tax, through the Non-Resident Landlord Scheme. | 24% for UK and other non-EU residents. |
| Residency | No. The investor visa closed in 2022. | No. The golden visa closed in April 2025. |
The United Kingdom investor guide.
Everything an overseas buyer needs, in the order they need it.
- Buying guideStart hereEvery step from shortlist to first tenant, the protections that apply to off-plan purchases, and a realistic timeline for buyers based abroad.
- Foreign ownershipYes, with no nationality restrictions. How freehold and leasehold work, which ownership structure fits, and what you need to buy from abroad.
- Costs and taxesStamp duty with both surcharges worked out at four price points, every purchase and running cost, and how rent, gains and estates are taxed.
- Mortgages and financeDeposits, stress tests, foreign-currency income, company borrowing and how to time finance on an off-plan purchase, explained for buyers based abroad.
- Rental yieldsGross yields for eleven UK cities on the same ONS basis, how to turn a gross figure into a net return, and where the numbers hold up.
- Visa and residencyVisa & Residency in the UK
- LifestyleWhich city suits the way you want to live, what a year of living costs beyond the mortgage, how schools and the NHS work for newcomers, and the travel times that shape where people settle.
- Property market outlookWhat Savills and JLL forecast for prices and rents to 2030, why rental supply is tightening in Manchester and the Big Six cities, and what could change the picture.
Why overseas investors choose UK property.
- 01
A global financial centre
London’s role in global finance anchors the wider economy, and the regional cities benefit from the businesses and graduates it draws. Demand for well-located rental homes remains broad.
- 02
Rule of law investors trust
Clear title, an established conveyancing process and an independent legal system make ownership predictable. For international buyers, that certainty is the point.
- 03
Regeneration in the regional cities
Manchester and Birmingham are in the middle of long-term regeneration, with new transport, offices and residential districts. We buy where that change is funded and under way, not where it is only promised.
Buying property in United Kingdom: questions.
Can non-residents buy property in the UK?
Yes, with no restrictions in England and Wales. Non-residents pay a 2% stamp duty surcharge on top of the usual rates.
How much stamp duty does an overseas buyer pay in England?
The standard Stamp Duty Land Tax bands, plus 5% if you already own a home anywhere in the world, plus 2% if you are not UK resident. The desk can work out the figure for a specific price.
Can I get a mortgage in the UK as a non-resident?
Yes, from a smaller group of lenders. Expect to put down 25% or more and to show income and the source of your deposit.
Do I pay tax on UK rental income if I live abroad?
Yes. Rental profit is taxed in the UK. Overseas landlords register for the Non-Resident Landlord Scheme to receive rent without deduction and file a UK return; otherwise the agent withholds basic-rate tax.
Does buying a property give a UK visa?
No. Property ownership brings no right to live in the UK. The investor visa closed in February 2022.
Speak to an adviser
Talk to our UK desk.
Meet us at 125 Deansgate, Manchester, or speak by phone. We will cover stamp duty, finance as an overseas buyer and the schemes we rate in Manchester and Birmingham.