AvailableFrom€9m (about £7.6m)
- Type
- Villa
- Bedrooms
- 4–6
- Completion
- Q4 2028
EuropeCore market
Spain Property Investment
Spain is one of Europe’s most established second-home markets, and non-residents buy on the same terms as residents. We focus on the Costa del Sol, where branded developments and a deep international community support both the lifestyle and the investment case.
- For sale
- 2
- Prices from
- €1.6m (about £1.3m)
- VAT on a new-build home
- 10%
- Transfer tax on a resale in Andalucía
- 7%
New-build and off-plan property for sale in Spain.
Price lists, floor plans and payment plans on request.
- AvailableFrom€1.6m (about £1.3m)
- Type
- Apartment
- Bedrooms
- 2–4
- Completion
- Q4 2028
Pounds are approximate, at ECB euro reference rates, 20 October 2026; Gulf currencies at their US dollar pegs.
New Spain launches, as they are released
Be told the day a new Spain development opens.
Can foreigners buy property in Spain?
Yes, on the same terms as Spanish citizens. You need a foreigner’s identity number (NIE) and a Spanish bank account, and your title is registered at the Land Registry like anyone else’s.
Read the ownership guideFreehold
Ownership in your name
Non-residents own outright, with the same rights as residents. The purchase is signed before a notary and registered at the Registro de la Propiedad.
Off-plan
Deposits that are protected
Money paid to a developer before completion must be covered by a bank guarantee or insurance under Spanish law. We check it is in place before you pay.
Closed
No residency through property
Spain ended its golden visa for property buyers in April 2025. Buying no longer brings a residence permit.
What does it cost to buy on the Costa del Sol?
A home on the Costa del Sol
Buying costs£402,30013.4% of the price · £3,402,300 all in
- VAT (IVA)£300,000
10% of the price on a new build, paid to the developer. Agencia Tributaria
- Stamp duty (AJD)£36,000
1.2% in Andalucía on a new build. Junta de Andalucía
- Notary and Land Registryabout £30,000
Set by scale; together often under 1%. Continental estimate
- Legal feesabout £36,300
An independent lawyer, around 1% plus 21% VAT. Continental estimate
Rates as at January 2026. Taxes and fees change and contracts decide who pays what, so we confirm the figure for your property before you commit.
While you own
- IBI
- The annual council property tax, set by the town hall.
- Community fees
- For shared grounds, pools and services, set by the community of owners.
- Non-resident income tax
- On rental income: 24% for UK and other non-EU residents, 19% for EU residents. If not let, a small imputed income tax applies each year.
- Holiday-let licence
- Short lets in Andalucía need registration as a vivienda de uso turístico; some areas now limit new licences.
Buying in Spain, from reservation to keys
In Spain the notary and the registry do much of the work, and you need a tax number before you start.
- 1
Get an NIE
A foreigner’s identity number and a Spanish bank account come first. Both are needed to sign and to pay.
- 2
Check the title
Your own lawyer checks the Land Registry entry, the building licence and any debts on the property before you reserve.
- 3
Sign the private contract
The contract fixes the price, the payment plan and the handover date. On an off-plan home, every payment is covered by a bank guarantee or insurance.
- 4
Sign before the notary
The deed (escritura) is signed before a notary and registered at the Registro de la Propiedad.
- 5
Pay the purchase taxes
On a new build in Andalucía, 10% VAT and 1.2% stamp duty; on a resale, a 7% transfer tax replaces both.
- 6
Let it, or use it
Holiday lets in Andalucía must be registered as a vivienda de uso turístico, and some areas now limit new licences. UK owners pay 24% on rental income.
Start with a call
A call with an adviser: what you want the money to do, and which developments fit.
Book a call
Our Spain team in Marbella
Not sure which route, or which development, suits you?
A senior adviser who buys in Spain will reply, usually the same day.
Not in Spain? We show you any development live on video, and you can reserve, sign and pay from home. Buying from abroad
Does buying property in Spain give you residency?
No longer. The golden visa closed to new applications in April 2025. Without a visa, UK nationals can stay up to 90 days in any 180 in the Schengen area. These are the routes clients use to stay longer.
Non-Lucrative visa
For those who can live on savings, a pension or investment income, without working in Spain.
Digital Nomad visa
For remote workers employed by, or freelancing for, businesses outside Spain.
Entrepreneur visa
For a founder starting an innovative business in Spain with an approved plan.
Where to buy in Spain.
The areas where our Spain developments and guides are concentrated.
Loading the map
The Spain property map: 2 developments, 3 transport links, 3 schools, 3 hospitals and clinics, 8 beaches, courses and districts and 1 project coming. Open the Spain property map
Spain or somewhere else?
The five things investors weigh between markets, side by side. Choose a market to compare.
Compare with
| Spain | United Kingdom | |
|---|---|---|
| Homes from | On request | From £229,995 |
| Who can own | On the same terms as Spanish citizens, with an NIE. | No restrictions. Freehold or leasehold in your own name. |
| Buying costs on £300,000 | About £40,230 (13.4%) | About £28,000 (9.3%) |
| Tax on rent | 24% for UK and other non-EU residents. | UK income tax, through the Non-Resident Landlord Scheme. |
| Residency | No. The golden visa closed in April 2025. | No. The investor visa closed in 2022. |
The Spain investor guide.
Everything an overseas buyer needs, in the order they need it.
- Buying guideStart hereWhere to buy on Spain's Mediterranean coasts, how the purchase works for foreign buyers, and what it costs in taxes and fees.
- Visa and residencyHow non-EU buyers can live in Spain now the Golden Visa has closed, and where a Costa del Sol home fits into the plan.
- LifestyleWhat daily life on the Costa del Sol is like for British buyers, from healthcare and schools to living costs and residency.
Why choose Spain for property investment.
- 01
Demand from across Europe
Southern Spain draws buyers and tenants from across Europe and beyond. The Costa del Sol’s established international community supports both rental demand and resale.
- 02
Equal terms for international buyers
Non-residents hold the same ownership rights as Spanish residents, under a well-tested legal and notarial system. Spain’s links with Europe, Latin America and Africa add to its pull for international business.
- 03
Lifestyle with a financial case
Coastline, climate and connections make Spain a natural choice for second homes, retirement and relocation. We select the developments where that appeal also translates into rental income and resale depth.
Buying property in Spain: questions.
Can British people still buy property in Spain after Brexit?
Yes, on the same terms as Spanish citizens. What changed is how long you can stay: without a visa, up to 90 days in any 180.
What taxes do you pay when buying a new build in Spain?
On the Costa del Sol: 10% VAT and 1.2% stamp duty on a new build. On a resale, a 7% transfer tax replaces both. Add notary, registry and legal fees of roughly 2%.
Does buying property in Spain give residency?
Not any more. Spain closed its golden visa to new applications in April 2025. The non-lucrative and digital nomad visas are the usual routes now.
Is an off-plan deposit safe in Spain?
It should be. Spanish law requires deposits paid before completion to be backed by a bank guarantee or insurance. We confirm the guarantee before any money moves.
What tax do non-residents pay on rental income in Spain?
Non-resident income tax: 24% of the rental income for UK residents, 19% for EU residents, who can also deduct expenses.
Speak to an adviser
Talk to our Spain desk.
Speak to an adviser about buying on the Costa del Sol: the legal process, visa routes now the Golden Visa has closed, and the developments we rate in Marbella and Benahavís.