Can EU citizens get residency in Monaco by buying property?

Yes. Residence card (carte de séjour de résident): no set minimum. Housing in Monaco suited to the household (owned directly or through a company, rented, or provided by close family) plus sufficient means: salary, business income, or savings certified by a Monaco bank (the bank sets the amount); a clean criminal record for the last 5 years; non-EEA nationals, including UK citizens, first need a French long-stay establishment visa

How long does it take?

Residence card (carte de séjour de résident): the authorities publish no processing time. The permit runs 1 year, renewable (1-year temporary card; 3-year ordinary card after 3 years' residence; 10-year privileged card after 10 years).

Does it lead to citizenship?

Permanent residence after 10 years; the route itself sets no timetable for citizenship.

Monaco Residency for EU citizens: Routes, Costs and Rules

For EU citizens

What is different for EU citizens.

EU citizens can stay in another EU country for up to 3 months without registering, and can move there to live, work or retire, registering residence for longer stays.
European Union, Your Europe: Residence rights
After five years of lawful, unbroken residence in another EU country, an EU citizen automatically gains the right to live there permanently.
European Union, Your Europe: Residence rights

1 open route

The routes to living in Monaco.

Residence card (carte de séjour de résident)

Open40

Minimum: No minimum
What counts: Housing in Monaco suited to the household (owned directly or through a company, rented, or provided by close family) plus sufficient means: salary, business income, or savings certified by a Monaco bank (the bank sets the amount); a clean criminal record for the last 5 years; non-EEA nationals, including UK citizens, first need a French long-stay establishment visa
Processing: Not published
Permit: 1 year, renewable (1-year temporary card; 3-year ordinary card after 3 years' residence; 10-year privileged card after 10 years)
Time you must spend there: no statutory day count: the Supreme Court held a 3-month stay in the prior year is not a renewal condition (TS 2021-08); Monaco must be the genuine main home
Path to a passport: Permanent residence after 10 years; the route itself sets no timetable for citizenship.
Family: Not published
Tax: No personal income tax for residents genuinely established in Monaco; French nationals remain taxable in France under the 1963 Franco-Monegasque convention

Official source · Second source · checked 2026-10-20

Residency rules, thresholds and fees change often, sometimes without notice. Everything here is general information, checked on the date shown, not legal, tax or immigration advice: confirm with the official source and a licensed adviser before you act. Continental sells property; we don’t arrange visas or residency.

Short answers

What people ask.

Can EU citizens get residency in Monaco by buying property?: Yes. Residence card (carte de séjour de résident): no set minimum. Housing in Monaco suited to the household (owned directly or through a company, rented, or provided by close family) plus sufficient means: salary, business income, or savings certified by a Monaco bank (the bank sets the amount); a clean criminal record for the last 5 years; non-EEA nationals, including UK citizens, first need a French long-stay establishment visa
How long does it take?: Residence card (carte de séjour de résident): the authorities publish no processing time. The permit runs 1 year, renewable (1-year temporary card; 3-year ordinary card after 3 years' residence; 10-year privileged card after 10 years).
Does it lead to citizenship?: Permanent residence after 10 years; the route itself sets no timetable for citizenship.

The Wealth Atlas

What living well in Monaco costs.

MonacoA well-provided year, sourced line by line£313k

Read it for your passport

Monaco residency, passport by passport.

Visa-free stays: Schengen visa list (EU Regulation 2018/1806): British, American and Emirati visitors stay up to 90 days in any 180 without a visa; Saudi, Indian and Chinese visitors need a Schengen visa; Monaco applies Schengen entry rules through France. Always confirm with the embassy before you travel.

Where we can help

Our markets, where a home can count.

We don’t sell homes in Monaco. These are the countries where we do, and where buying one can count towards residency.

The homes: Homes in Thailand · Homes in Malaysia · Homes in the United Arab Emirates · Homes in Saudi Arabia · Homes in Oman · Homes in Spain.

Monaco residency for EU citizens.